Bank of Jinzhou Co., Ltd. provides various banking products and services in the People's Republic of China. The company operates through Corporate Banking Business, Retail Banking Business, and Treasury Business segments. The Corporate Banking Business segment provides engages in the provision of financial products and services to corporate customers.

Its products and services include deposits, loans, settlement and clearing, and other products and services relating to the trading business. The Retail Banking Business segment offers financial products and services comprising deposits, bank cards and credit cards services, personal loans and collateral loans, and personal wealth management services for retail customers. The Treasury Business segment provides money market placements, investments and repurchasing, and foreign exchange transactions services.

The company also provides advances, payment and settlement, finance leasing, and other banking services.