Is Chemung Financial Corporation a good dividend stock?

Chemung Financial Corporation (CHMG) is a dividend-paying stock with a current dividend yield of 1.82%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is CHMG's dividend yield?

The dividend yield for CHMG stock is currently 1.82%.

How much does CHMG pay in dividends per year?

Chemung Financial Corporation pays an annual dividend of $1.3600 per share over the trailing twelve months.

How often does CHMG pay dividends?

CHMG stock pays dividends quarterly.

Is CHMG's dividend growing?

Chemung Financial Corporation's 3-year dividend CAGR is 2.62%.

CHMG Stock Price, Chart, Stats & News

Chemung Financial Corporation

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Overview Dividend safety Dividends Fundamentals

Chemung Financial Corporation (CHMG) is a dividend-paying stock with a current dividend yield of 1.82% as of Jun 29, 2026. It pays $1.36 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 5.20% 5-year compound annual rate.

359.56M

Market cap

11.57x

Current P/E

9.29x

Forward P/E

1.82%

Dividend yield

$1.36

CHMG dividend

Dividend safety

Strong

Dividend coverage looks healthy — CHMG pays out about 21% of earnings.

See the safety analysis

CHMG chart

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Fundamentals

Gross margin	64.19%
Operating margin	14.25%
Pretax margin	14.25%
Net margin	10.79%
Effective tax rate	24.24%
ROA	0.56%
ROE	6.27%
D/E	0.02x
Interest coverage ratio	0.44x

All financials

CHMG valuation

P/E	11.57x
P/S	1.84x
P/B	1.01x
P/CF	5.24x
P/FCF	5.48x
P/OCF	5.24x
PEG	1.27x
EV multiple	12.21x

About

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans.