Berkshire Bancorp Inc. acts as the holding company for The Berkshire Bank, which provides community-focused banking services primarily to companies, professional individuals, and retail clients. The institution offers various deposit products, including statement savings, NOW, money market deposit, and checking accounts, as well as certificates of deposit. Its comprehensive lending portfolio covers commercial and industrial loans, commercial and residential real estate financing, multi-family real estate loans, construction loans, and consumer loans, in addition to mortgage and finance leasing services.