Chubb Limited functions as a leading worldwide provider of both insurance and reinsurance services, structuring its extensive operations across several specialized segments. Within North America, the company's Commercial Property & Casualty division offers a broad array of coverages to businesses of all sizes, from large corporations to small enterprises. This includes policies for commercial property, general liability, workers' compensation, comprehensive package deals, risk management advisories, financial sector lines, marine operations, construction projects, environmental hazards, medical professional liability, cyber security risks, surety bonds, and excess casualty protection.