Credit services firms provide consumer credit, payments processing, and related financial infrastructure. The industry is a segment within the parent financials sector, though firms in the industry provide services across sectors.

Companies in the industry benefit from secular trends like digital payments and consumer credit growth, but face cyclical risk tied to defaults and regulatory oversight.

Dividends are typically modest, as many firms reinvest for growth. Where payouts exist, they are supported by recurring fee-based income and strong cash flows from transaction volumes.

Our credit services stocks list is composed of all companies in the industry with a NYSE or NASDAQ listing.