Is Synchrony Financial a good dividend stock?

Synchrony Financial (SYF) is a dividend-paying stock with a current dividend yield of 1.58%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is SYF's dividend yield?

The dividend yield for SYF stock is currently 1.58%.

How much does SYF pay in dividends per year?

Synchrony Financial pays an annual dividend of $1.2400 per share over the trailing twelve months.

How often does SYF pay dividends?

SYF stock pays dividends quarterly.

Is SYF's dividend growing?

Synchrony Financial's 3-year dividend CAGR is 9.67%.

SYF Stock Price, Chart, Stats & News

Synchrony Financial

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Overview Dividend safety Dividends Fundamentals

Synchrony Financial (SYF) is a dividend-paying stock with a current dividend yield of 1.58% as of Aug 6, 2026. It pays $1.24 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 7.10% 5-year compound annual rate.

25.60B

Market cap

8.11x

Current P/E

8.14x

Forward P/E

1.58%

Dividend yield

$1.24

SYF dividend

Dividend safety

Strong

Dividend coverage looks healthy — SYF pays out about 13% of earnings.

See the safety analysis

SYF chart

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Fundamentals

Gross margin	51.04%
Operating margin	24.17%
Pretax margin	24.17%
Net margin	18.58%
Effective tax rate	23.13%
ROA	2.98%
ROE	21.09%
D/E	0.91x
Interest coverage ratio	1.12x

All financials

SYF valuation

P/E	8.11x
P/S	1.23x
P/B	1.40x
P/CF	2.37x
P/FCF	2.39x
P/OCF	2.37x
PEG	4.35x
EV multiple	4.54x

About

Financial Services

Sector

Financial - Credit Services

Industry

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts.