YRD Stock Price, Chart, Stats & News
Yiren Digital Ltd. (YRD) is a dividend-paying stock with a current dividend yield of 17.46% as of Jul 22, 2026. It pays $0.2200 per share over the trailing twelve months.
YRD chart
Fundamentals
Gross margin | 86.17% |
Operating margin | 22.57% |
Pretax margin | -0.75% |
Net margin | 0.92% |
Effective tax rate | 223.41% |
ROA | 0.39% |
ROE | 0.54% |
D/E | 0.00x |
Interest coverage ratio | – |
YRD valuation
P/E | – |
P/S | 0.18x |
P/B | 0.05x |
P/CF | 0.57x |
P/FCF | 1.14x |
P/OCF | 0.57x |
PEG | -0.01x |
EV multiple | 20.78x |
About
Yiren Digital Ltd., a subsidiary of Creditease Holdings (Cayman) Limited, operates as a leading online consumer finance marketplace connecting borrowers and investors across the People's Republic of China. Founded in Beijing in 2012 and previously known as Yirendai Ltd. until its name change in September 2019, the company's primary function involves facilitating loans. This includes not only the initial matching service but also comprehensive post-origination support, such as cash processing, debt collection, and communication management.
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