Is Waterstone Financial, Inc. a good dividend stock?

Waterstone Financial, Inc. (WSBF) is a dividend-paying stock with a current dividend yield of 3.01%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is WSBF's dividend yield?

The dividend yield for WSBF stock is currently 3.01%.

How much does WSBF pay in dividends per year?

Waterstone Financial, Inc. pays an annual dividend of $0.6400 per share over the trailing twelve months.

How often does WSBF pay dividends?

WSBF stock pays dividends quarterly.

Is WSBF's dividend growing?

Waterstone Financial, Inc.'s 3-year dividend CAGR is -7.17%.

WSBF Stock Price, Chart, Stats & News

Waterstone Financial, Inc.

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Overview Dividend safety Dividends Fundamentals

Waterstone Financial, Inc. (WSBF) is a dividend-paying stock with a current dividend yield of 3.01% as of Aug 14, 2026. It pays $0.6400 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a -8.90% 5-year compound annual rate.

383.81M

Market cap

12.81x

Current P/E

20.70x

Forward P/E

3.01%

Dividend yield

$0.6400

WSBF dividend

Dividend safety

Strong

Dividend coverage looks healthy — WSBF pays out about 39% of earnings.

See the safety analysis

WSBF chart

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Fundamentals

Gross margin	71.24%
Operating margin	16.59%
Pretax margin	16.59%
Net margin	13.10%
Effective tax rate	21.06%
ROA	1.17%
ROE	7.67%
D/E	1.18x
Interest coverage ratio	0.56x

All financials

WSBF valuation

P/E	12.81x
P/S	1.66x
P/B	0.93x
P/CF	192.04x
P/FCF	704.08x
P/OCF	192.04x
PEG	1.01x
EV multiple	-0.43x

About

Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking.