Is Unity Bancorp, Inc. a good dividend stock?

Unity Bancorp, Inc. (UNTY) is a dividend-paying stock with a current dividend yield of 1.06%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is UNTY's dividend yield?

The dividend yield for UNTY stock is currently 1.06%.

How much does UNTY pay in dividends per year?

Unity Bancorp, Inc. pays an annual dividend of $0.6200 per share over the trailing twelve months.

How often does UNTY pay dividends?

UNTY stock pays dividends quarterly.

Is UNTY's dividend growing?

Unity Bancorp, Inc.'s 3-year dividend CAGR is 10.46%.

UNTY Stock Price, Chart, Stats & News

Unity Bancorp, Inc.

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Overview Dividend safety Dividends Fundamentals

Unity Bancorp, Inc. (UNTY) is a dividend-paying stock with a current dividend yield of 1.06% as of Jun 29, 2026. It pays $0.6200 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 13.44% 5-year compound annual rate.

589.40M

Market cap

10.99x

Current P/E

8.39x

Forward P/E

1.06%

Dividend yield

$0.6200

UNTY dividend

Dividend safety

Strong

Dividend coverage looks healthy — UNTY pays out about 12% of earnings.

See the safety analysis

UNTY chart

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Fundamentals

Gross margin	63.07%
Operating margin	37.18%
Pretax margin	36.67%
Net margin	28.15%
Effective tax rate	23.26%
ROA	1.95%
ROE	17.76%
D/E	0.77x
Interest coverage ratio	1.35x

All financials

UNTY valuation

P/E	10.99x
P/S	2.47x
P/B	1.47x
P/CF	11.31x
P/FCF	11.71x
P/OCF	11.31x
PEG	1.18x
EV multiple	5.95x

About

As the parent entity of Unity Bank, Unity Bancorp, Inc. delivers a comprehensive range of commercial and retail banking solutions, catering to individual consumers, small and mid-sized enterprises, and professional organizations. Its product portfolio encompasses various deposit accounts, such as personal and business checking, certificates of deposit (time deposits), money market accounts, and traditional savings accounts, alongside both interest-earning and non-interest-bearing demand deposit options. Furthermore, the bank extends a variety of lending products, including Small Business Administration (SBA) loans, commercial financing, and consumer credit facilities, which feature residential mortgages, home equity lines of credit and loans, residential construction financing, and personal loans.