Is United Community Banks, Inc. a good dividend stock?

United Community Banks, Inc. (UCB) is a dividend-paying stock with a current dividend yield of 2.85%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is UCB's dividend yield?

The dividend yield for UCB stock is currently 2.85%.

How much does UCB pay in dividends per year?

United Community Banks, Inc. pays an annual dividend of $1.0000 per share over the trailing twelve months.

How often does UCB pay dividends?

UCB stock pays dividends quarterly.

Is UCB's dividend growing?

United Community Banks, Inc.'s 3-year dividend CAGR is 4%.

UCB Stock Price, Chart, Stats & News

United Community Banks, Inc.

Save

Overview Dividend safety Dividends Fundamentals

United Community Banks, Inc. (UCB) is a dividend-paying stock with a current dividend yield of 2.85% as of Jun 30, 2026. It pays $1.00 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 2.99% 5-year compound annual rate.

–

Market cap

13.92x

Current P/E

12.53x

Forward P/E

2.85%

Dividend yield

$1.00

UCB dividend

Dividend safety

Strong

Dividend coverage looks healthy — UCB pays out about 40% of earnings.

See the safety analysis

UCB chart

Loading chart...

Fundamentals

Gross margin	66.00%
Operating margin	27.48%
Pretax margin	27.48%
Net margin	21.35%
Effective tax rate	22.33%
ROA	1.17%
ROE	9.15%
D/E	0.06x
Interest coverage ratio	0.89x

All financials

UCB valuation

P/E	13.92x
P/S	2.41x
P/B	1.03x
P/CF	8.65x
P/FCF	9.07x
P/OCF	8.65x
PEG	2.90x
EV multiple	8.10x

About

United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options.