UBFO Stock Price, Chart, Stats & News
United Security Bancshares (UBFO) is a dividend-paying stock with a current dividend yield of 2.28% as of Apr 1, 2026. It pays $0.2400 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a -3.93% 5-year compound annual rate.
Dividend safety
Dividend coverage looks healthy — UBFO pays out about 34% of earnings.
UBFO chart
Fundamentals
Gross margin | 75.11% |
Operating margin | 25.97% |
Pretax margin | 25.97% |
Net margin | 19.12% |
Effective tax rate | 26.40% |
ROA | 0.98% |
ROE | 9.03% |
D/E | 0.09x |
Interest coverage ratio | 1.39x |
UBFO valuation
P/E | 15.01x |
P/S | 2.79x |
P/B | 1.26x |
P/CF | 11.94x |
P/FCF | 14.48x |
P/OCF | 11.94x |
PEG | 1.58x |
EV multiple | 15.91x |
About
Serving as the parent entity for United Security Bank, United Security Bancshares oversees a state-chartered financial institution that delivers diverse commercial banking solutions. Its client base includes businesses, professionals, and individual consumers throughout California. Customers can access a comprehensive suite of deposit options, such as personal and business checking, savings, interest-bearing NOW accounts, money market accounts, and time deposits (CDs).
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