Spirit of Texas Bancshares, Inc. operates as the parent company for Spirit of Texas Bank SSB, providing a comprehensive range of commercial and retail banking services. Its offerings include various deposit accounts such as checking, money market, savings, and individual retirement accounts, alongside diverse certificates of deposit. The company's lending portfolio is extensive, featuring commercial and industrial financing, mortgages for 1-4 unit single-family homes, construction, land, and development loans, as well as a spectrum of commercial real estate credit facilities covering owner-occupied, non-owner-occupied, multifamily, and farmland properties.