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Surrey Bancorp functions as the parent entity for Surrey Bank & Trust, a financial institution that delivers a wide array of banking products and services. Its clientele includes individual consumers and small to medium-sized enterprises located in Surry County, North Carolina, Patrick County, Virginia, and surrounding vicinities. The bank's product suite features various deposit options such as checking and savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs), along with overdraft facilities.