Is SmartFinancial, Inc. a good dividend stock?

SmartFinancial, Inc. (SMBK) is a dividend-paying stock with a current dividend yield of 0.70%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is SMBK's dividend yield?

The dividend yield for SMBK stock is currently 0.70%.

How much does SMBK pay in dividends per year?

SmartFinancial, Inc. pays an annual dividend of $0.3300 per share over the trailing twelve months.

How often does SMBK pay dividends?

SMBK stock pays dividends quarterly.

Is SMBK's dividend growing?

SmartFinancial, Inc.'s 3-year dividend CAGR is 3.23%.

SMBK Stock Price, Chart, Stats & News

SmartFinancial, Inc.

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Overview Dividend safety Dividends Fundamentals

SmartFinancial, Inc. (SMBK) is a dividend-paying stock with a current dividend yield of 0.70% as of Jun 29, 2026. It pays $0.3300 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 8.45% 5-year compound annual rate.

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Market cap

17.20x

Current P/E

14.10x

Forward P/E

0.70%

Dividend yield

$0.3300

SMBK dividend

Dividend safety

Strong

Dividend coverage looks healthy — SMBK pays out about 12% of earnings.

See the safety analysis

SMBK chart

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Fundamentals

Gross margin	60.97%
Operating margin	19.44%
Pretax margin	19.44%
Net margin	15.91%
Effective tax rate	18.14%
ROA	0.88%
ROE	9.55%
D/E	0.19x
Interest coverage ratio	0.51x

All financials

SMBK valuation

P/E	17.20x
P/S	2.07x
P/B	1.18x
P/CF	10.41x
P/FCF	11.47x
P/OCF	10.41x
PEG	1.41x
EV multiple	13.39x

About

SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs).