Is Pathfinder Bancorp, Inc. a good dividend stock?

Pathfinder Bancorp, Inc. (PBHC) is a dividend-paying stock with a current dividend yield of 2.50%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is PBHC's dividend yield?

The dividend yield for PBHC stock is currently 2.50%.

How much does PBHC pay in dividends per year?

Pathfinder Bancorp, Inc. pays an annual dividend of $0.4000 per share over the trailing twelve months.

How often does PBHC pay dividends?

PBHC stock pays dividends quarterly.

Is PBHC's dividend growing?

Pathfinder Bancorp, Inc.'s 3-year dividend CAGR is 3.57%.

PBHC Stock Price, Chart, Stats & News

Pathfinder Bancorp, Inc.

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Overview Dividend safety Dividends Fundamentals

Pathfinder Bancorp, Inc. (PBHC) is a dividend-paying stock with a current dividend yield of 2.50% as of Jul 21, 2026. It pays $0.4000 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 9.86% 5-year compound annual rate.

98.85M

Market cap

–

Current P/E

11.29x

Forward P/E

2.50%

Dividend yield

$0.4000

PBHC dividend

Dividend safety

Moderate

Dividend coverage is moderate for PBHC — worth a closer look at the full safety breakdown.

See the safety analysis

PBHC chart

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Fundamentals

Gross margin	38.52%
Operating margin	-5.17%
Pretax margin	-5.17%
Net margin	-4.32%
Effective tax rate	16.52%
ROA	-0.24%
ROE	-2.75%
D/E	0.89x
Interest coverage ratio	-0.13x

All financials

PBHC valuation

P/E	–
P/S	1.04x
P/B	0.69x
P/CF	9.31x
P/FCF	9.15x
P/OCF	9.31x
PEG	0.17x
EV multiple	6.86x

About

Pathfinder Bancorp, Inc. serves as the holding company for Pathfinder Bank, delivering a broad spectrum of banking and financial solutions primarily across Oswego and Onondaga Counties in New York. The institution gathers deposits through various accounts, including checking, savings, money market, certificates of deposit, and both demand and time deposit options. Its loan portfolio is extensive, featuring commercial and residential real estate loans, construction financing, and specific offerings like tax-exempt and municipal loans.