Is Old Second Bancorp, Inc. a good dividend stock?

Old Second Bancorp, Inc. (OSBC) is a dividend-paying stock with a current dividend yield of 1.14%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is OSBC's dividend yield?

The dividend yield for OSBC stock is currently 1.14%.

How much does OSBC pay in dividends per year?

Old Second Bancorp, Inc. pays an annual dividend of $0.2700 per share over the trailing twelve months.

How often does OSBC pay dividends?

OSBC stock pays dividends quarterly.

Is OSBC's dividend growing?

Old Second Bancorp, Inc.'s 3-year dividend CAGR is 10.52%.

OSBC Stock Price, Chart, Stats & News

Old Second Bancorp, Inc.

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Overview Dividend safety Dividends Fundamentals

Old Second Bancorp, Inc. (OSBC) is a dividend-paying stock with a current dividend yield of 1.14% as of Jul 21, 2026. It pays $0.2700 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 27.54% 5-year compound annual rate.

1.22B

Market cap

11.38x

Current P/E

8.60x

Forward P/E

1.14%

Dividend yield

$0.2700

OSBC dividend

Dividend safety

Strong

Dividend coverage looks healthy — OSBC pays out about 13% of earnings.

See the safety analysis

OSBC chart

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Fundamentals

Gross margin	78.14%
Operating margin	27.90%
Pretax margin	27.14%
Net margin	20.23%
Effective tax rate	25.47%
ROA	1.16%
ROE	10.11%
D/E	0.38x
Interest coverage ratio	1.78x

All financials

OSBC valuation

P/E	11.38x
P/S	2.60x
P/B	1.15x
P/CF	8.43x
P/FCF	8.63x
P/OCF	8.43x
PEG	1.65x
EV multiple	6.76x

About

Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans.