OPHC Stock Price, Chart, Stats & News
OptimumBank Holdings, Inc. (OPHC) does not currently pay a dividend.
OPHC chart
Fundamentals
Gross margin | 66.53% |
Operating margin | 31.17% |
Pretax margin | 31.17% |
Net margin | 23.41% |
Effective tax rate | 24.91% |
ROA | 1.50% |
ROE | 14.54% |
D/E | 0.43x |
Interest coverage ratio | 1.02x |
OPHC valuation
P/E | – |
P/S | 0.89x |
P/B | 0.50x |
P/CF | 3.44x |
P/FCF | 3.63x |
P/OCF | 3.44x |
PEG | 1.71x |
EV multiple | 0.88x |
About
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans.
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