Is NBT Bancorp Inc. a good dividend stock?

NBT Bancorp Inc. (NBTB) is a dividend-paying stock with a current dividend yield of 2.86%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is NBTB's dividend yield?

The dividend yield for NBTB stock is currently 2.86%.

How much does NBTB pay in dividends per year?

NBT Bancorp Inc. pays an annual dividend of $1.4800 per share over the trailing twelve months.

How often does NBTB pay dividends?

NBTB stock pays dividends quarterly.

Is NBTB's dividend growing?

NBT Bancorp Inc.'s 3-year dividend CAGR is 7.24%.

NBTB Stock Price, Chart, Stats & News

NBT Bancorp Inc.

Save

Overview Dividend safety Dividends Fundamentals

NBT Bancorp Inc. (NBTB) is a dividend-paying stock with a current dividend yield of 2.86% as of Jul 21, 2026. It pays $1.48 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 6.50% 5-year compound annual rate.

2.69B

Market cap

13.11x

Current P/E

13.40x

Forward P/E

2.86%

Dividend yield

$1.48

NBTB dividend

Dividend safety

Strong

Dividend coverage looks healthy — NBTB pays out about 37% of earnings.

See the safety analysis

NBTB chart

Loading chart...

Fundamentals

Gross margin	73.55%
Operating margin	24.32%
Pretax margin	24.32%
Net margin	18.76%
Effective tax rate	22.88%
ROA	1.06%
ROE	9.51%
D/E	0.10x
Interest coverage ratio	1.05x

All financials

NBTB valuation

P/E	13.11x
P/S	2.42x
P/B	1.04x
P/CF	8.38x
P/FCF	9.71x
P/OCF	8.38x
PEG	1.19x
EV multiple	9.04x

About

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans.