Is Lake Shore Bancorp, Inc. a good dividend stock?

Lake Shore Bancorp, Inc. (LSBK) is a dividend-paying stock with a current dividend yield of 2.00%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is LSBK's dividend yield?

The dividend yield for LSBK stock is currently 2.00%.

How much does LSBK pay in dividends per year?

Lake Shore Bancorp, Inc. pays an annual dividend of $0.3600 per share over the trailing twelve months.

How often does LSBK pay dividends?

LSBK stock pays dividends quarterly.

Is LSBK's dividend growing?

Lake Shore Bancorp, Inc.'s 3-year dividend CAGR is 39.39%.

LSBK Stock Price, Chart, Stats & News

Lake Shore Bancorp, Inc.

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Overview Dividend safety Dividends Fundamentals

Lake Shore Bancorp, Inc. (LSBK) is a dividend-paying stock with a current dividend yield of 2.00% as of Sep 8, 2026. It pays $0.3600 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a -1.66% 5-year compound annual rate.

141.55M

Market cap

15.93x

Current P/E

14.37x

Forward P/E

2.00%

Dividend yield

$0.3600

LSBK dividend

Dividend safety

Strong

Dividend coverage looks healthy — LSBK pays out about 32% of earnings.

See the safety analysis

LSBK chart

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Fundamentals

Gross margin	70.93%
Operating margin	22.12%
Pretax margin	22.12%
Net margin	18.38%
Effective tax rate	16.94%
ROA	1.00%
ROE	6.26%
D/E	0.01x
Interest coverage ratio	0.75x

All financials

LSBK valuation

P/E	15.93x
P/S	2.99x
P/B	0.79x
P/CF	14.05x
P/FCF	15.92x
P/OCF	14.05x
PEG	1.97x
EV multiple	19.37x

About

Lake Shore Bancorp, Inc. functions as the parent entity for Lake Shore Savings Bank, through which it delivers a comprehensive array of banking and financial services. The bank provides a diverse selection of deposit products, including various savings accounts (such as specialized Christmas Club accounts and standard statement savings), money market accounts, both interest-bearing and non-interest-bearing checking accounts (like demand deposits), health savings accounts, retirement savings vehicles, fixed-term certificates of deposit, and interest on lawyer accounts. These offerings cater to individual clients, as well as small to medium-sized businesses, providing them with commercial savings, checking, and money market solutions.