Is Live Oak Bancshares, Inc. a good dividend stock?

Live Oak Bancshares, Inc. (LOB) is a dividend-paying stock with a current dividend yield of 0.29%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is LOB's dividend yield?

The dividend yield for LOB stock is currently 0.29%.

How much does LOB pay in dividends per year?

Live Oak Bancshares, Inc. pays an annual dividend of $0.1200 per share over the trailing twelve months.

How often does LOB pay dividends?

LOB stock pays dividends quarterly.

Is LOB's dividend growing?

Live Oak Bancshares, Inc.'s 3-year dividend CAGR is 0%.

LOB Stock Price, Chart, Stats & News

Live Oak Bancshares, Inc.

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Overview Dividend safety Dividends Fundamentals

Live Oak Bancshares, Inc. (LOB) is a dividend-paying stock with a current dividend yield of 0.29% as of Jun 30, 2026. It pays $0.1200 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 0.00% 5-year compound annual rate.

1.90B

Market cap

15.74x

Current P/E

12.06x

Forward P/E

0.29%

Dividend yield

$0.1200

LOB dividend

Dividend safety

Strong

Dividend coverage looks healthy — LOB pays out about 5% of earnings.

See the safety analysis

LOB chart

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Fundamentals

Gross margin	48.31%
Operating margin	15.46%
Pretax margin	15.46%
Net margin	9.97%
Effective tax rate	35.62%
ROA	0.69%
ROE	9.15%
D/E	0.08x
Interest coverage ratio	0.35x

All financials

LOB valuation

P/E	15.74x
P/S	1.42x
P/B	1.18x
P/CF	18.49x
P/FCF	21.07x
P/OCF	18.49x
PEG	0.29x
EV multiple	12.12x

About

Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits.