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Katahdin Bankshares Corp. operates as the bank holding company for Katahdin Trust Company, a state-chartered commercial bank that provides various commercial and retail banking services for individuals and businesses in Maine. It offers various deposit products, such as checking, savings, health savings, money market, NOW, and individual retirement accounts, as well as certificates of deposit. The company also provides mortgage, construction, homebuyer, home equity, rural development, and personal loans; business, municipal, term, and small business administration loans; and business mortgages, business letters of credit, lines of credit, and down payment assistance programs.