Home Capital Group Inc. is a Canadian financial services firm that operates primarily through its subsidiary, Home Trust Company. The company offers a comprehensive range of lending products, including residential and commercial mortgages, and also engages in the securitization of residential mortgage assets. It provides various consumer financing options, such as credit cards – notably its Equityline Visa, which is a home equity line of credit secured by real estate – alongside both cash-secured and unsecured credit cards.