Republic First Bancorp, Inc. functions as the holding company for Republic First Bank, delivering a broad spectrum of credit and deposit services to both personal and commercial clients. The bank facilitates various deposit accounts, including consumer and business checking, interest-bearing demand, money market, savings, sweep, and individual retirement accounts, alongside certificates of deposit. For lending, it provides secured and unsecured commercial financing, real estate, construction, and land development loans, in addition to automotive and home improvement loans, mortgages, home equity lines of credit, and overdraft protection.