Is Franklin Financial Services Corp a good dividend stock?

Franklin Financial Services Corp (FRAF) is a dividend-paying stock with a current dividend yield of 2.09%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is FRAF's dividend yield?

The dividend yield for FRAF stock is currently 2.09%.

How much does FRAF pay in dividends per year?

Franklin Financial Services Corp pays an annual dividend of $1.3300 per share over the trailing twelve months.

How often does FRAF pay dividends?

FRAF stock pays dividends quarterly.

Is FRAF's dividend growing?

Franklin Financial Services Corp's 3-year dividend CAGR is 1.29%.

FRAF Stock Price, Chart, Stats & News

Franklin Financial Services Corp

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Overview Dividend safety Dividends Fundamentals

Franklin Financial Services Corp (FRAF) is a dividend-paying stock with a current dividend yield of 2.09% as of Jul 21, 2026. It pays $1.33 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 1.91% 5-year compound annual rate.

285.31M

Market cap

11.89x

Current P/E

12.00x

Forward P/E

2.09%

Dividend yield

$1.33

FRAF dividend

Dividend safety

Strong

Dividend coverage looks healthy — FRAF pays out about 25% of earnings.

See the safety analysis

FRAF chart

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Fundamentals

Gross margin	64.06%
Operating margin	19.82%
Pretax margin	19.82%
Net margin	16.02%
Effective tax rate	19.19%
ROA	0.95%
ROE	13.06%
D/E	1.23x
Interest coverage ratio	0.59x

All financials

FRAF valuation

P/E	11.89x
P/S	1.70x
P/B	1.29x
P/CF	8.89x
P/FCF	9.17x
P/OCF	8.89x
PEG	0.30x
EV multiple	1.19x

About

Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and medium-sized businesses, governmental entities, and non-profit organizations throughout Pennsylvania. The company provides various deposit options, such as checking, savings, money market, and time deposit accounts, alongside demand deposits.