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FinVolution Group
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Fundamentals
Gross margin | 78.65% |
Operating margin | 21.49% |
Pretax margin | 22.88% |
Net margin | 18.75% |
Effective tax rate | 17.94% |
ROA | 9.97% |
ROE | 15.80% |
D/E | 0.08x |
Interest coverage ratio | – |
FINV valuation
P/E | 3.85x |
P/S | 0.60x |
P/B | 0.48x |
P/CF | 5.13x |
P/FCF | 5.34x |
P/OCF | 5.13x |
PEG | -0.06x |
EV multiple | 4.33x |
About
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience.
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