Is First Citizens BancShares, Inc. a good dividend stock?

First Citizens BancShares, Inc. (FCNCA) is a dividend-paying stock with a current dividend yield of 0.40%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is FCNCA's dividend yield?

The dividend yield for FCNCA stock is currently 0.40%.

How much does FCNCA pay in dividends per year?

First Citizens BancShares, Inc. pays an annual dividend of $8.2500 per share over the trailing twelve months.

How often does FCNCA pay dividends?

FCNCA stock pays dividends quarterly.

Is FCNCA's dividend growing?

First Citizens BancShares, Inc.'s 3-year dividend CAGR is 44.75%.

FCNCA Stock Price, Chart, Stats & News

First Citizens BancShares, Inc.

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Overview Dividend safety Dividends Fundamentals

First Citizens BancShares, Inc. (FCNCA) is a dividend-paying stock with a current dividend yield of 0.40% as of Jul 21, 2026. It pays $8.25 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 30.14% 5-year compound annual rate.

23.84B

Market cap

15.27x

Current P/E

13.07x

Forward P/E

0.40%

Dividend yield

$8.25

FCNCA dividend

Dividend safety

Strong

Dividend coverage looks healthy — FCNCA pays out about 6% of earnings.

See the safety analysis

FCNCA chart

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Fundamentals

Gross margin	61.44%
Operating margin	20.49%
Pretax margin	20.49%
Net margin	15.22%
Effective tax rate	25.75%
ROA	0.96%
ROE	9.94%
D/E	1.62x
Interest coverage ratio	0.60x

All financials

FCNCA valuation

P/E	15.27x
P/S	1.50x
P/B	1.02x
P/CF	7.76x
P/FCF	10.49x
P/OCF	7.76x
PEG	-5.12x
EV multiple	1.86x

About

First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing.