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First Community Corporation operates as a bank holding entity, delivering its financial services primarily through its fully owned subsidiary, First Community Bank of East Tennessee. Its lending activities are organized across several distinct categories, encompassing Commercial Owner-Occupied, Commercial-Other, Construction, Land Development, and Vacant Land, Residential Properties, Commercial, Financial, and Agricultural, and Consumer loans. Specifically, the Construction, Land Development, and Vacant Land division extends credit for individuals building personal residences, alongside financing provided to contractors and developers for constructing properties destined for resale or for developing either residential or commercial real estate projects.