EFFI is actively managed investing in resource-efficient companies. These companies are characterized by lower carbon emissions, reduced water consumption, and minimal waste generation. The fund uses a proprietary quant strategy based on resource efficiency scores to predict companies that may outperform the MSCI World ex-US Index. It involves scoring companies relative to their sector peers on publicly reported carbon emissions, water use, and waste production. Companies in the financial sector do not receive scores because they are considered resource-efficient. Additionally, it does not invest in companies that breach the United Nations Global Compacts social and governance safeguards. The fund typically holds 70 to 90 equities, selected from the MSCI World ex US Index, having resource efficiency scores ranking within the top three quintiles compared to other evaluated companies within their respective sectors. Holdings are rebalanced monthly.

AerCap Holdings N.V.

Manulife Financial Corporation

The Toronto-Dominion Bank

Enbridge Inc.

Royal Bank of Canada

Celestica Inc.

Check Point Software Technologies Ltd.

Financial Services

Industrials

Cash & Others

Technology

Consumer Cyclical

Healthcare

Communication Services

Consumer Defensive

Energy

Basic Materials

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF

EFFI Holdings & Sector Breakdown