EARN Stock Price, Chart, Stats & News

Ellington Credit Company (EARN) is a dividend-paying stock with a current dividend yield of 22.02% as of Jul 21, 2026. It pays $0.9600 per share over the trailing twelve months and distributes monthly. Its dividend has grown at a 2.71% 5-year compound annual rate.
Dividend safety
EARN pays out about 119% of earnings, leaving little safety margin.
EARN chart
Fundamentals
Gross margin | 85.40% |
Operating margin | -19.83% |
Pretax margin | -33.96% |
Net margin | -33.95% |
Effective tax rate | 0.04% |
ROA | -3.48% |
ROE | -6.59% |
D/E | 0.78x |
Interest coverage ratio | -0.80x |
EARN valuation
P/E | 5.38x |
P/S | 3.86x |
P/B | 0.73x |
P/CF | 9.74x |
P/FCF | 9.74x |
P/OCF | 9.74x |
PEG | 0.02x |
EV multiple | -1.06x |
About
Ellington Residential Mortgage REIT functions as a real estate investment trust (REIT), with its core business focused on the acquisition, investment, and oversight of assets tied to residential mortgages and real estate. The company's holdings primarily include various Residential Mortgage-Backed Securities (RMBS), such as government-backed agency pools and agency Collateralized Mortgage Obligations (CMOs). Additionally, it invests in non-agency RMBS, which encompasses non-agency CMOs ranging from investment-grade to non-investment-grade ratings.
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