COFS Stock Price, Chart, Stats & News

ChoiceOne Financial Services, Inc.
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Fundamentals
Gross margin | 64.55% |
Operating margin | 15.02% |
Pretax margin | 15.02% |
Net margin | 12.38% |
Effective tax rate | 17.59% |
ROA | 0.64% |
ROE | 6.35% |
D/E | 0.68x |
Interest coverage ratio | 0.52x |
COFS valuation
P/E | 8.86x |
P/S | 1.79x |
P/B | 0.88x |
P/CF | 19.79x |
P/FCF | 32.89x |
P/OCF | 19.79x |
PEG | 1.63x |
EV multiple | 3.69x |
About
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases.
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