Is ChoiceOne Financial Services, Inc. a good dividend stock?

ChoiceOne Financial Services, Inc. (COFS) is a dividend-paying stock with a current dividend yield of 3.39%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is COFS's dividend yield?

The dividend yield for COFS stock is currently 3.39%.

How much does COFS pay in dividends per year?

ChoiceOne Financial Services, Inc. pays an annual dividend of $1.1500 per share over the trailing twelve months.

How often does COFS pay dividends?

COFS stock pays dividends quarterly.

Is COFS's dividend growing?

ChoiceOne Financial Services, Inc.'s 3-year dividend CAGR is 3.74%.

COFS Stock Price, Chart, Stats & News

ChoiceOne Financial Services, Inc.

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Overview Dividend safety Dividends Fundamentals

ChoiceOne Financial Services, Inc. (COFS) is a dividend-paying stock with a current dividend yield of 3.39% as of Jul 20, 2026. It pays $1.15 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 5.98% 5-year compound annual rate.

508.25M

Market cap

9.15x

Current P/E

7.79x

Forward P/E

3.39%

Dividend yield

$1.15

COFS dividend

Dividend safety

Strong

Dividend coverage looks healthy — COFS pays out about 31% of earnings.

See the safety analysis

COFS chart

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Fundamentals

Gross margin	64.55%
Operating margin	15.02%
Pretax margin	15.02%
Net margin	12.38%
Effective tax rate	17.59%
ROA	0.64%
ROE	6.35%
D/E	0.68x
Interest coverage ratio	0.52x

All financials

COFS valuation

P/E	9.15x
P/S	1.79x
P/B	0.88x
P/CF	19.79x
P/FCF	32.89x
P/OCF	19.79x
PEG	1.63x
EV multiple	3.69x

About

ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases.