Is Bank of the James Financial Group a good dividend stock?

Bank of the James Financial Group (BOTJ) is a dividend-paying stock with a current dividend yield of 1.50%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is BOTJ's dividend yield?

The dividend yield for BOTJ stock is currently 1.50%.

How much does BOTJ pay in dividends per year?

Bank of the James Financial Group pays an annual dividend of $0.4000 per share over the trailing twelve months.

How often does BOTJ pay dividends?

BOTJ stock pays dividends quarterly.

Is BOTJ's dividend growing?

Bank of the James Financial Group's 3-year dividend CAGR is 8.87%.

BOTJ Stock Price, Chart, Stats & News

Bank of the James Financial Group

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Overview Dividend safety Dividends Fundamentals

Bank of the James Financial Group (BOTJ) is a dividend-paying stock with a current dividend yield of 1.50% as of Jul 21, 2026. It pays $0.4000 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 9.97% 5-year compound annual rate.

120.85M

Market cap

10.99x

Current P/E

–

Forward P/E

1.50%

Dividend yield

$0.4000

BOTJ dividend

Dividend safety

Strong

Dividend coverage looks healthy — BOTJ pays out about 17% of earnings.

See the safety analysis

BOTJ chart

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Fundamentals

Gross margin	77.66%
Operating margin	19.44%
Pretax margin	18.02%
Net margin	14.59%
Effective tax rate	19.05%
ROA	0.86%
ROE	12.15%
D/E	0.11x
Interest coverage ratio	0.87x

All financials

BOTJ valuation

P/E	10.99x
P/S	1.51x
P/B	1.17x
P/CF	8.03x
P/FCF	9.09x
P/OCF	8.03x
PEG	0.76x
EV multiple	13.74x

About

Bank of the James Financial Group, Inc. serves as the holding company for Bank of the James, which delivers a full spectrum of retail and commercial banking services. Its clientele spans individuals, businesses, various organizations and associations, and government entities across Virginia, within the United States. The institution offers a diverse range of deposit products, including checking, savings, individual retirement (IRA), and health savings accounts (HSA), as well as time deposits like money market accounts and certificates of deposit.