Bank of America Corporation, operating through its various subsidiaries, delivers a comprehensive array of banking and financial solutions across the globe. Its diverse clientele spans individual consumers, small and mid-market businesses, institutional investors, major corporations, and government entities. The Consumer Banking division serves individual customers by providing a range of deposit accounts, including traditional and money market savings, certificates of deposit (CDs), and IRAs, alongside both interest-bearing and non-interest-bearing checking options, and various investment products.