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Beverly Hills Bancorp Inc. operates as a financial holding entity, primarily carrying out its banking and lending activities through its principal subsidiary, First Bank of Beverly Hills. The Bank focuses on specialized offerings, specifically the creation and acquisition of loans for commercial properties and multi-family residences. Its key funding streams encompass certificates of deposit generated via independent brokers and its internal money desk, in addition to borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment firms.