Bank of America Corporation, founded in 1784 and headquartered in Charlotte, North Carolina, operates globally through its subsidiaries. It delivers an extensive array of banking and financial products and services to a diverse clientele, encompassing individual consumers, small and mid-market businesses, institutional investors, large corporations, and governmental entities worldwide. Its Consumer Banking division provides a wide range of deposit accounts, including traditional and money market savings, certificates of deposit, and IRAs, alongside interest-bearing and non-interest-bearing checking accounts, and various investment products.