Is AmeriServ Financial, Inc. a good dividend stock?

AmeriServ Financial, Inc. (ASRV) is a dividend-paying stock with a current dividend yield of 2.60%. Review its dividend history, payout consistency and growth to judge whether it fits your income strategy.

What is ASRV's dividend yield?

The dividend yield for ASRV stock is currently 2.60%.

How much does ASRV pay in dividends per year?

AmeriServ Financial, Inc. pays an annual dividend of $0.1200 per share over the trailing twelve months.

How often does ASRV pay dividends?

ASRV stock pays dividends quarterly.

Is ASRV's dividend growing?

AmeriServ Financial, Inc.'s 3-year dividend CAGR is 0%.

ASRV Stock Price, Chart, Stats & News

AmeriServ Financial, Inc.

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Overview Dividend safety Dividends Fundamentals

AmeriServ Financial, Inc. (ASRV) is a dividend-paying stock with a current dividend yield of 2.60% as of Aug 5, 2026. It pays $0.1200 per share over the trailing twelve months and distributes quarterly. Its dividend has grown at a 3.71% 5-year compound annual rate.

78.37M

Market cap

17.28x

Current P/E

12.25x

Forward P/E

2.60%

Dividend yield

$0.1200

ASRV dividend

Dividend safety

Strong

Dividend coverage looks healthy — ASRV pays out about 45% of earnings.

See the safety analysis

ASRV chart

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Fundamentals

Gross margin	62.41%
Operating margin	7.69%
Pretax margin	7.69%
Net margin	6.35%
Effective tax rate	17.42%
ROA	0.39%
ROE	4.93%
D/E	0.68x
Interest coverage ratio	0.23x

All financials

ASRV valuation

P/E	17.28x
P/S	0.70x
P/B	0.50x
P/CF	-46.91x
P/FCF	-25.60x
P/OCF	-46.91x
PEG	1.10x
EV multiple	-0.57x

About

AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer loans, mortgage financing, and ancillary services like safe deposit boxes, holiday club accounts, and money orders.