American Riviera Bancorp provides a range of community banking products and services for businesses and consumers in California. The company offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides various loan products, such as overdraft protection, auto, boat/airplane, term, business acquisition/partner buyout, equipment, agriculture, standby letter of credit, mortgage, commercial real estate, special purpose, single family residence, home improvement, commercial, multi-family, condominium, and land loans; and bridge/temporary financing and loans to trusts, as well as asset-based, home equity, and other lines of credit.