Albina Community Bancorp functioned as the parent organization for Albina Community Bank, an entity that provided a wide range of financial products and banking services to clients in Portland. The bank's deposit offerings included checking, savings, and money market accounts, along with certificates of deposit (CDs) and Individual Retirement Accounts (IRAs). For lending, it supplied personal loans, home equity lines of credit, operational lines of credit, term loans, and commercial real estate financing.