PayPal Holdings, Inc. operates a worldwide technological infrastructure that streamlines digital payment processing for both commercial entities and individual customers. The company offers a broad portfolio of payment services, including those under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy brand names. Its sophisticated payment system enables consumers to process transactions (both sending and receiving) in approximately 200 different markets and utilizing around 100 currencies.