NWPP
US OTC
New Peoples Bankshares Inc
Overview
NWPP
Symbol
US OTC
Exchange
About stock

New Peoples Bankshares, Inc. operates as a financial holding company for New Peoples Bank, Inc. that provides general banking services to individuals, small to medium size businesses, and the professional community in the United States. The company offers checking and savings accounts; demand, interest-bearing demand, savings, money market, health savings, and individual retirement deposit accounts, as well as certificate of deposit. It also provides commercial loans; residential mortgage loans, including residential first and second, residential construction, home equity lines of credit, and term loans; construction loans; consumer loans, such as home improvement, debt consolidation loans, and general consumer lending; investment services, which include fixed income products, variable annuities, mutual funds, indexed certificates of deposit, individual retirement and managed money accounts, long term care insurance, employee group benefit and college savings plans, and financial and estate planning.

In addition, the company provides safe deposit boxes, cashier's checks, cash management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts; ITM, debit, and credit card services; and electronic banking services, such as Internet banking, telephone banking, mobile banking, remote deposit capture, merchant transaction processing, and wire transfer services, as well as operates walk-up tellers, drive-in windows, and interactive teller machines. As of December 31, 2020, it had 18 full service branches in Virginia, West Virginia, and Tennessee; 1 limited services branch in Pound, Virginia; and loan production office in Boone, North Carolina. The company was incorporated in 1997 and is headquartered in Honaker, Virginia.

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